Black Friday Special: 30% off all new advice and services booked before 5 pm on 30 November 2018 (NZ time). Not available with other offers or discounts. Please contact us now if you need help.
We are offering substantial discounts off our normal fees for assisting with bankruptcies or IRD negotiations, if you proceed during November. We want to help as many people as possible to have a stress free Christmas knowing that their student loan debt has been resolved.
Please contact us directly for details.
There's still time to get your debt problem sorted before Christmas but you need to start now, or very soon. If you are travelling home to New Zealand for the holidays the IRD will receive your contact details and they may even aggressively contact you before you have left the country. You can avoid this by dealing with it now.
We have had two reports today of student loan borrowers being given wrong information by the IRD. In the first example, we are told that the IRD stated that a student loan debt of more than $40,000 was "too low" for a bankruptcy application. This is wrong. If your debt is more than $1,000 you can apply for bankruptcy.
In the second example, we are told that the IRD officer advised that you have to be living in New Zealand to apply for NZ bankruptcy. Wrong again. We have never had any difficulty in processing NZ bankruptcy applications for our clients and they live all over the world.
It is not in the IRD's interests that student loan borrowers seek the protection of bankruptcy, however, we hope this isn't a reason for giving wrong advice.
We have been doing this work for so long, and worked for so many people, that we often receive feedback from people who have come out of bankruptcy after three years and who have been able to start wonderful new lives, free from the stress of student loan debt. It is special to be able to help people through what might otherwise be a stressful and frightening life event. Recently we received unsolicited testimonials from clients who had been, or were about to be discharged:
Because of Kristina's help, I am now automatically discharged from my bankruptcy ! Three years ago I had a hefty amount of student loans with the interest steadily increasing. I was (and still am) living overseas and didn't know where to begin. I begin researching online and came across the studentloan.org.nz website. The fees were affordable, the website showed steps to bankruptcy as well as the choices that are available so I contacted Kristina and asked for her help. I found Kristina to be extremely knowledgeable, understanding and knew exactly what options were available to me and where to start. If I had questions she was able to answer each one. She was also able to help me file the necessary paperwork to travel back to New Zealand for my mother's funeral. From the very beginning to the end Kristina made the whole process of a bankruptcy a lot less scary than I had anticipated. My stress was kept to a minimum due to Kristina's expertise and service. I'm so glad I made the decision to use Kristina's services !! I would thoroughly recommend her to anyone thinking about declaring bankruptcy. Thank you Kristina !!! Thanks again for everything ! All the best supporting others in their financial concerns !
I really appreciate your knowledge and services through this period. It has been life changing.
This week I received an email with a letter confirming my release from bankruptcy. I would like to sincerely thank you for your help during the process. I am very grateful as it was a stressful and challenging time. Best of luck supporting others in financial trouble. I believe you are providing an excellent service and are making a difference in peoples lives. Regards,
My time as a bankrupt is nearly completed which is great. I want to thank you again for everything that has helped relieve a lot of anxiety and stress.
Our student loan blog has been chosen as being in the top 40 worldwide, out of thousands of student loan blogs. We appreciate the recognition for the work that we do to educate and assist.
We don't want anyone's Christmas ruined by a student loan debt problem. We know that money is tight for many of you, and especially at this time of year. As a a special pre-Christmas gift, we are offering advice, bankruptcy assistance, and IRD negotiation assistance, at a negotiated affordable price. Assistance will be provided very promptly.
Simply contact us and let us know what you need, and what you can afford for advice or assistance. We will do our best to agree an affordable price that works. Please note that this offer is available until 15 November 2018.