The situation is so bad that some debtors have told us that they have contemplated suicide so that the student loan debt dies with them. If you feel like this please seek help now. Your family and friends want you alive. Your life is worth more than a debt. There are alternatives.
To the IRD and the government we say that this is a clear message that your student loan debt and collection policies are wrong and that urgent action needs to be taken to avoid blood on your hands.